As a new employee with the state of Missouri, you should have received instructions to enroll in SEBES, the Statewide Employee Benefit Enrollment System. Visit www.sebes.mo.gov and log in with your SEBES password before the deadline, which is 31 days from your hire date. After the deadline, you must contact the appropriate benefit provider(s) directly to determine eligibility.

Once you are enrolled, you have access to a defined benefit pension, life insurance, and long-term disability benefits through MOSERS. We also have webinars available for new state employees who would like to learn more about their pension, life insurance, and long-term disability benefits. You can register via GoTo Webinar for a daytime webinar or evening webinar.

Your contributions to MOSERS defined benefit pension are not available for loans or partial withdrawals.  

In addition, if you have an account with MO Deferred Comp, loans are not permitted. However, the MO Deferred Comp 457 retirement savings plan does permit in-service withdrawals from your account under the following circumstances:

No. Once you leave state employment – for retirement or any other reason – you can no longer make contributions to the MO Deferred Comp Plan. You can keep the money you saved throughout your career with the state in deferred comp after you separate from service. By doing so, you can continue to utilize all the unique features the plan has to offer, such as:

• Access to MO Deferred Comp’s custom, low-cost investment options.
• The ability to roll-in and consolidate retirement savings plans from previous employers.
• Withdraw your 457 contributory source funds, penalty-free, after you leave state employment.
• Enjoy easy and flexible withdrawals in retirement.
• Individualized help from the plan’s financial education professionals.