If you would like to change your email preferences, please log in to myMOSERS After logging in, select Personal Information then Email Options. From there you can opt-out of receiving email updates. If you are unable to log in, please contact a MOSERS benefit counselor who will be happy to help you.

Yes. Active members and retirees who have MOSERS basic life insurance* are eligible for travel assistance when traveling at least 100 miles from home or in a foreign country. Family members, including a spouse and children through age 25 are also covered. This includes help with trip planning, lost travel documents, and emergency medical or legal resources while you are away from home. The medical assistance includes help with locating medical care, 24-hour access to nurses by phone, and emergency transportation services. (Please note: Travel assistance is not the same as travel health insurance. Please contact your health insurance provider regarding health care coverage when travelling.)

For more info, check out the Travel Assistance Service Overview. You can get the most out of Travel Assistance with the Assist America Mobile App.

*MOSERS' life insurance is not available to employees of the Department of Conservation or state regional universities except for Lincoln University and State Technical College of Missouri.

The General Assembly passed the FY23 state budget on Friday, May 6. This budget will be effective beginning July 1, 2022. Within the FY23 budget, the General Assembly appropriated and fully funded the amount requested by the Office of Administration of $610 million to fund the State’s annual employer contribution to MOSERS. 

In addition, the General Assembly passed a $500 million one-time extraordinary payment to MOSERS. For more information, visit our Legislation page or view HB 3005. 

As an actively employed MOSERS member, you receive basic life insurance equal to one times your annual salary at no cost to you. Your employer pays the premium. The only time your basic life insurance coverage increases is if your salary increases. However, as an active member, you may be able to purchase additional optional life insurance coverage for yourself and your dependents.

To do so, complete and submit the Enrollment/Change-Optional Life Insurance form at myMOSERS and also the Standard Medical History Statement.

MOSERS offers an Annual Life Insurance Review Period every October for member coverage. The review period gives eligible members the chance to increase their own optional coverage in increments of $10,000 without completing additional medical history forms. We will notify you each September if you are eligible. A family status change, such as marriage, also allows you to apply to increase your coverage within 31 days of an eligible life event without proving insurability. You may be eligible to purchase optional life insurance any other time during the year, but you will need to submit evidence of insurability.

HB 2234 does not change the current statutory rules for converting sick leave to service credit or BackDROP.

You will get one month of credited service for each block of 168 hours of unused sick leave you have at retirement. While this will increase the amount of your benefit, unused sick leave cannot count toward eligibility for retirement or as part of the BackDROP period. That is, the months of unused sick leave will not make you eligible for retirement (or BackDROP) sooner, but will increase the amount of your payment once you have retired.

Your W-2 form comes from your employer, not from MOSERS. You will need to reach out to your employer for your W-2.

MOSERS provides retirees and benefit recipients with a 1099-R tax form. We mailed 1099-R forms at the end of January. You can also access it online by logging into myMOSERS. You will find it under Personal Information and available for you to print. This form lists your 2021 retirement benefit income from MOSERS. You will need this form to file your income tax return. If you receive more than one benefit from MOSERS, you may receive more than one 1099-R from us. If you are unable to log in to myMOSERS, call us at (800) 827-1063 or (573) 632-6100 and we can mail you a replacement. For security reasons, we cannot email it to you.

Since a MOSERS pension is from Social Security covered employment in which you paid Social Security payroll taxes, it has no effect on your Social Security benefit. Additionally, your MOSERS benefit is a pension and, therefore, it does not count as salary or wages towards the annual earnings limit for Social Security.

We also suggest you speak to a tax professional or financial advisor for advice specific to your situation. 

Thank you for your email. While we mention the member’s responsibility for state taxes on BackDROP cash payments in the Ready to Retire seminar (and reference book) and on the BackDROP Distribution form, we appreciate your feedback and will try and highlight this point in the future. 

Unused sick leave does NOT count towards service for retirement ELIGIBILITY. In other words, it will not make you eligible for retirement sooner than you would have been without it. You must meet both the age and service requirements – not counting unused sick leave – to be eligible to retire.

However, as part of your retirement benefit calculation, we will add one month of additional service for each block of 168 hours of unused sick leave you have at retirement. This will increase the AMOUNT of your benefit payment every month in retirement. 

There are some specific situations in which unused sick leave doesn’t count:

• MSEP 2011 members: If you left state employment after January 1, 2018, and prior to being eligible for early or normal retirement, you will get no service credit for unused sick leave.
• MSEP retirees: If you leave state employment prior to being eligible for early or normal retirement, you will get no service credit for your unused sick leave.
• Legislators, statewide elected officials, and judges: You do not accrue sick leave.