Annual Benefit Statements for active members are available online. Employees can access their statements by logging in to myMOSERS, clicking on Online Documents, and then Document Express. From there, they can download and save or print it.

Now is a good time to encourage your employees to review their Annual Benefit Statement. A significant part of their total compensation is represented through the value of the benefits they receive as a state employee, including:

• Their MOSERS defined benefit pension plan
• Healthcare benefits
• Life insurance
• Long-term disability insurance
• The MO Deferred Comp Plan contribution match
• Paid time off such as annual leave, sick leave, and holidays

Employees who work in a retirement-eligible position and become vested will be eligible for a lifetime monthly benefit once they meet retirement eligibility. Their MOSERS defined benefit pension is guaranteed income in retirement for the rest of their life! The estimated monthly benefit highlighted on their Annual Benefit Statement is calculated based on a formula, which includes their years of service and final average pay. The longer they work, the higher their benefit!

Spring is a good time to remind your employees to “clean up” their life insurance beneficiary designations and make sure they are current! They can check the beneficiaries listed in their Annual Benefit Statement. They may change these at any time by logging in to myMOSERS. Their beneficiary information will be displayed below their current life insurance coverage amount. They may change their designation while they are logged in by selecting Forms from the main menu, then Life Insurance Beneficiaries.

*Conservation and College & University Employees (except Lincoln University and State Technical College of Missouri): As you know, some of their benefits (such as health care and life insurance coverage, among others) are provided directly through their employer, so no information on these benefits appears in their 2023 Annual Benefit Statement from MOSERS.

Annual Benefit Statements will be distributed to members by the end of March.

This is a valuable planning tool because a significant part of your employee’s total compensation is through the value of the benefits they receive as a state employee (pension, healthcare, life, and long-term disability insurance, employer contributions to Social Security, etc.) plus the value of time off (annual leave, sick leave, and holidays).

Their Annual Benefit Statement contains all this information in one convenient document. They will also be able to access their Annual Benefit Statement from their Document Express online mailbox by logging in to myMOSERS. It is available for them to print or save for later reference. They will receive an email from MOSERS once their statement is posted. If they have opted to receive their correspondence from MOSERS through the mail, their statement will be sent to their home address and it is also available as described above.