As a member with life insurance through MOSERS, you can access an online toolkit of resources from The Standard Insurance Company. These digital tools and services are available to help you now and in the future.

1. Estate Planning Assistance: Find estate and financial planning checklists, create a will, and access legal document preparation. You can also learn about elder care law, family law, real estate, and debt management.
2. Financial Planning: Find resources to help you calculate mortgage and loan payments, learn how to manage debt, and improve your credit score.
3. Health & Wellness: Explore resources about nutrition, coping strategies, and stress management.
4. Identity Theft Prevention: Learn how to prevent identity theft, use technology safely, access state laws, and resolve issues if identity theft has occurred.
5. Funeral Arrangements: Get guidance on how to start this process, estimate costs, find local providers, and make decisions in advance.

Beneficiaries can access these resources for 12 months after a family member’s death.

1. Grief Support: Get in-person or over-the-phone counseling from care managers with advanced training.
2. Legal Services: Meet with a local attorney or schedule a phone consultation for assistance with estate planning or other legal issues.
3. Financial Assistance and Other Support Services:

• Access financial counselors by phone for help with debt management and budgeting strategies.
• Get assistance planning funeral or memorial services.
• Speak with WorkLife advisors who can help manage household repairs, find childcare or eldercare, and help organize relocation.
• And more!

These benefits are not available to Conservation or university employees. If you work for the Department of Conservation or a university other than Lincoln or State Technical College of Missouri, please contact your HR office about your life insurance benefits.

Explore the Life Services Toolkit flyer to learn more, or visit The Standard’s website and enter the username assurance.