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Plan Comparison Tables

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General State Employees

MSEP 2000
MSEP 2011*
Normal Retirement Eligibility
  • Age 62/5 yrs. service
  • Age 48 (Rule of 80)
Normal Retirement Eligibility
  • Age 67/10 yrs. service
  • Age 55 (Rule of 90)
Early Retirement Eligibility
  • Age 57/5 yrs. service
Early Retirement Eligibility
  • Age 62/10 yrs. service (with reduction)
Vesting
  • 5 years
Vesting
  • 10 years
Member Contributions
  • None
Member Contributions
  • 4% of pay
Purchased Service
  • Subsidized military and other full-time, nonfederal, governmental service
No Subsidized Service Purchases
  • Service must be purchased at full actuarial cost.
BackDROP
  • Allows an employee to receive a lump sum payment at retirement in exchange for a reduced monthly benefit for life.
No BackDROP

*Employees employed with the state in a benefits-eligible position for the first time on or after January 1, 2011

No changes were made to the closed MSEP. Present benefits under the closed MSEP include normal retirement eligibility:

  • Age 65/5 years service
  • Age 60/15 years service
  • 48 (Rule of 80)

Present benefits under the closed MSEP include early retirement eligibility

  • Age 55/10 years service

Statewide Elected Officials

 MSEP 2000
MSEP 2011*
Normal Retirement Eligibility
  • Age 55/4 yrs. service
  • Age 50 (Rule of 80)
Normal Retirement Eligibility
  • Age 62/4 yrs. service
  • Age 55 (Rule of 90)
Member Contributions
  • None
Member Contributions
  • 4% of pay
Purchased Service
  • Subsidized military and other full-time, nonfederal, governmental service
No Subsidized Service Purchases
  • Service must be purchased at full actuarial cost.

*Statewide elected officials (Governor, Lt. Governor, Attorney General, Secretary of State, Treasurer, Auditor) who take office with the state in a benefits-eligible position for the first time on or after January 1, 2011

Legislators

 MSEP 2000
MSEP 2011*
Normal Retirement Eligibility
  • Age 55 with 3 biennial assemblies
  • Age 50 (Rule of 80)
Normal Retirement Eligibility
  • Age 62 with 3 biennial assemblies
  • Age 55 (Rule of 90)
Member Contributions
  • None
Member Contributions
  • 4% of pay
Purchased Service
  • Subsidized military and other full-time, nonfederal, governmental service
No Subsidized Service Purchases
  • Service must be purchased at full actuarial cost.

*Legislators who take office with the state in a benefits-eligible position for the first time on or after January 1, 2011

Judges

Judicial Plan
Judicial Plan 2011*
Normal Retirement Eligibility
  • Age 62/12 yrs. service
  • Age 60/15 yrs. service
  • Age 55/20 years service
Normal Retirement Eligibility
  • Age 67/12 yrs. service
  • Age 62/20 yrs. service
Early Retirement Eligibility
  • Age 60 < 15 yrs. service
  • Age 62 < 12 yrs. service
Early Retirement Eligibility
  • Age 67 < 12 yrs. service
  • Age 62 < 20 yrs. service
Normal Form Payment
  • Unreduced 50% Survivor Option
Normal Form of Payment
  • Single life (reduced survivor options)
Member Contributions
  • None
Member Contributions
  • 4% of pay
In-Service COLA
  • Members who work byond age 60 have increased benefits upon retirement.
In-Service COLA
  • None
Purchased Service
  • Subsidized miitary and other full-time, nonfederal, governmental service.
No Subsidized Service Purchases
  • Service must be purchased at full actuarial cost.

*Members who join the Judicial Plan for the first time on or after January 1, 2011

Member Contribution Brochure

Get more in-depth information about member contributions in this PDF brochure.

MSEP 2011 Examples

This listing of common examples will help you understand which plan employees belong to based on their hire dates.

MSEP 2011 FAQs

Read through the most frequently asked questions relating to MSEP 2011.

MSEP 2011 Forms

Read about the 2 new forms associated with the MSEP 2011 Plan: the Beneficiary Contribution and Request for Refund of Contribution Application.

MSEP 2011 for Judges

The following briefly highlights benefits administered by MOSERS for judges. For detailed information you may download specific publications regarding retirement benefits.

MSEP 2011 for Legislators

The following briefly highlights benefits administered by MOSERS for legislators. For detailed information you may download specific publications regarding retirement benefits.

MSEP 2011 for State Officials

The following briefly highlights benefits administered by MOSERS for state officials. For detailed information you may download specific publications regarding retirement benefits.

The MSEP 2011 Retirement Plan Video

Watch a short video created by MOSERS staff outlining the specifics of the MSEP 2011 Retirement Plan.

MOSERS
Missouri State Employees' Retirement System
Address: 907 Wildwood Dr., Jefferson City, MO 65102
https://www.mosers.org/images/mosers-logo-bg-375-280.jpg Phone: 800.827.1063 URL: Email: mosers@mosers.org Founded On: September 1, 1957