Divorce

How does divorce affect my retirement benefit?

If you are vested, and were married for any period of time while an active member of MOSERS, your spouse may be legally entitled to receive up to 50% of the benefit accrued during your marriage. If a Division of Benefits Order (DBO) is in place, MOSERS may divide your benefit and pay a portion directly to your former spouse when you begin receiving payments from MOSERS. Payments will end upon your death or the death of your ex-spouse. As an alternative to a DBO, you may choose to divide the present value of your retirement benefit at the time of divorce as a part of the property division. If you divorce after retirement and elected a joint and survivor option, any survivor benefits will be paid to the eligible beneficiary named on your retirement application regardless of your marital status. Consult MOSERS' brochure, Divorce and Your MOSERS Benefit, for more information.

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