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Financial Calculators

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Mortgage Calculators


Mortgage Loan Calculator

Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Refinance Breakeven

Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Mortgage Rent vs. Buy

Are you better off buying your home, or should you continue to rent?

Loan Calculators


Amortizing Loan Calculator

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Loan Prequalification Calculator

Use this calculator as your first step in determining your ability to qualify for a loan.

Credit Cards and Debt Management


How much do you owe?

Use this calculator as a starting point for your debt management plan.

Roll-Down Your Credit Card Debt!

The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

Credit Card Pay off

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Auto Calculators


Auto Loan Calculator

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Investment Calculators


Investment Returns

There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Retirement Savings and Planning


Retirement Income

Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

RetiremenTrack

This State of Missouri Deferred Compensation Plan calculator will help you develop a personalized retirement strategy.

Retirement Shortfall

Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Roth IRA Conversion

This calculator will show the advantage, if any, of converting your IRA to a Roth.

Roth vs. Traditional IRA

Use this calculator to determine which IRA may be right for you.

Tax Calculators


U.S. 1040EZ Tax Estimator

Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.

Savings Calculators


Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

College Savings

Use this calculator to help develop or fine tune your education savings plan.

Compound Interest and Your Return

This calculator demonstrates how compounding can affect your savings.

Savings Calculator

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Savings Distribution Calculator

Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.

Savings Goals

What will it take to reach your savings goal? This financial calculator helps you find out.

Savings, Taxes, and Inflation

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Personal Finance


Home Budget

Analyze your budget, see where your money goes and find out where you can improve!

MOSERS
Missouri State Employees' Retirement System
Address: 907 Wildwood Dr., Jefferson City, MO 65102
https://www.mosers.org/images/mosers-logo-bg-375-280.jpg Phone: 800.827.1063 URL: Email: mosers@mosers.org Founded On: September 1, 1957