Life Insurance | Long-Term Disability | Retirement

The following briefly highlights the disability benefits administered by MOSERS. For detailed information, you may download specific publications regarding your long-term disability benefits.

Long-Term Disability Handbook
Long-Term Disability Claim Form

Learn More about The Standard Insurance Company

(MOSERS' long-term disability benefits are not available to employees of the state regional colleges/universities.)

Benefit Amount

Up to 60 percent* of:

• Your monthly pay on your last full day of active work; or
• The average monthly pay for your highest consecutive 36 months of employment (whichever is higher).
  *Less social security and other employer-sponsored income.

When Benefit Begins

• End of 90-day benefit waiting period; or
• Exhaustion of your sick leave (whichever is later).

Type of Disabilities Covered

• Total or partial

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